This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.
| APR | 8.5–11.5% |
|---|---|
| Amount | $25k–$500k |
| Term | 60–360 months |
| ⚡ | Talk to an Equity Expert for quick assessment |
Spring EQ offers competitive home equity loans and HELOCs with flexible borrowing options, making it a solid choice for homeowners looking to leverage their equity.
This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.
| APR | 5.5–7.5% |
|---|---|
| Amount | $50k–$3M |
| Term | 180–360 months |
| ⚡ | Pre-approval in minutes, closing in 3 weeks |
Better Mortgage offers a streamlined refinancing process with competitive features. However, potential borrowers should verify terms carefully.
This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.
| APR | 5.99–7.5% |
|---|---|
| Amount | $10k–$500k |
| Term | 60–240 months |
| ⚡ | Apply online |
The Bethpage Federal Credit Union HELOC offers competitive rates and flexibility, making it a viable option for homeowners looking to tap into their equity.
This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.
| APR | 6.75–15.0% |
|---|---|
| Amount | $15k–$750k |
| Term | 60–360 months |
| ⚡ | Funding in as few as 5 days |
Figure's HELOC offers a fast, online application process with competitive rates, but potential borrowers should consider the implications of variable rates.
This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.
| APR | 6.875–7.148% |
|---|---|
| Amount | $50k–$3M |
| Term | 180–360 months |
| ⚡ | Online application, Rocket Logic verification speeds process |
Rocket Mortgage offers a streamlined online application process and quick approvals, making it a convenient choice for homebuyers and those looking to refinance.
This service is best for homebuyers and homeowners looking to refinance without hidden fees or complicated processes.
| APR | 6.5–8.0% |
|---|---|
| Amount | $50k–$2M |
| ⚡ | Pre-approval in as fast as 3 minutes, closing in as fast as 3 weeks |
Better Mortgage offers a straightforward, commission-free approach to securing a mortgage, ideal for those seeking simplicity and clarity in the lending process.
It's ideal for tech-savvy borrowers looking for a fast, fully digital mortgage application process.
| APR | 6.17–6.5% |
|---|---|
| Amount | $50k–$3M |
| Term | 180–360 months |
Rocket Mortgage offers a streamlined digital experience for obtaining a mortgage, but may not be the best fit for everyone.