Prosper Debt Consolidation Loan

Prosper offers debt consolidation loans from $2,000 to $50,000 with fixed APRs from 8.99% to 35.99%. Flexible 2 to 6 year terms with no prepayment penalties. Over $31B funded to 1.6M+ customers.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Flexible 2 to 6 year terms ✓ No prepayment penalties ✓ Up to $50,000
Consolidation

Prosper Debt Consolidation Loan

Expert Verdict

Well-established lending platform with flexible terms and proven track record. Wide term range gives excellent payment flexibility.

Best for

Borrowers seeking flexible repayment terms from a proven lending platform.

Pros Cons
Flexible 2 to 6 year terms APR starts at 8.99%
No prepayment penalties Max APR 35.99%
Up to $50,000 Origination fee may apply
Funds in 1 business day
$31B+ funded

Prosper offers debt consolidation loans from $2,000 to $50,000 with fixed APRs from 8.99% to 35.99%. Flexible 2 to 6 year terms with no prepayment penalties. Over $31B funded to 1.6M+ customers.

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