Happy Money
Expert VerdictPurpose-built for credit card debt payoff with competitive rates.
Best for
Borrowers focused on paying off credit card debt.
| Pros | Cons |
|---|---|
| Specializes in credit card debt | Only for credit card debt |
| Instant pre-qualification | Minimum $5,000 loan |
| Rates as low as 8.95% |
Specializes in credit card debt consolidation with loans $5,000-$50,000. Rates from 8.95% APR with autopay.