SoFi Personal Loan

Online personal loans from SoFi for eligible U.S. and Puerto Rico borrowers, with $5,000 to $100,000 loan amounts and fast funding for qualified applicants.

Last checked on May 14, 2026. We may earn a commission when you click through.

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✓ Loan amounts from $5,000 to $100,000 ✓ APR range of 7.74% to 35.49% ✓ Puerto Rico residents are explicitly eligible per SoFi support
Personal

SoFi Personal Loan

SoFi

Expert Verdict

SoFi is a strong online option for Puerto Rico borrowers who want bigger loan sizes, with $5,000 to $100,000 loans, rates from 7.74% to 35.49% APR, and fast funding for qualified applicants.

Best for

Puerto Rico borrowers with solid credit who want a large fully online personal loan.

Pros Cons
Loan amounts from $5,000 to $100,000 Automated page checks returned a 403 bot block even though Firecrawl rendered the offer page
APR range of 7.74% to 35.49% Best rates are aimed at stronger-credit borrowers
Puerto Rico residents are explicitly eligible per SoFi support Origination fee can apply depending on offer terms

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