Achieve Personal Loan
Achieve
Expert VerdictAchieve offers larger amounts with competitive starting rates. Requires SSN and 620+ score, so better suited for immigrants who have been in the US for at least a year.
Best for
Immigrants with SSN and established credit (620+) looking for larger loan amounts
| Pros | Cons |
|---|---|
| Competitive APR from 8.99% | SSN required |
| Up to $50,000 | 620+ credit score minimum |
| No prepayment penalties | Origination fee 1.99-6.99% |
| Free credit monitoring |
Honest take
Achieve works well once you have some US credit built. Not for brand-new arrivals, but excellent once you have a year or so of credit history.
Personal loans from $5,000 to $50,000 with APR starting at 8.99% for qualified borrowers.
