{"id":42440,"date":"2021-08-30T23:01:00","date_gmt":"2021-08-30T23:01:00","guid":{"rendered":"https:\/\/senhorfinancas.com\/?p=42440"},"modified":"2021-08-31T09:59:20","modified_gmt":"2021-08-31T09:59:20","slug":"cartao-caixa-platina-ou-cartao-montepio-world","status":"publish","type":"post","link":"https:\/\/senhorfinancas.com\/es\/cartao-caixa-platina-ou-cartao-montepio-world\/","title":{"rendered":"Cart\u00e3o Caixa Platina ou Cart\u00e3o Montepio World: qual o melhor?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-caixa-platina-x-montepio-world-descubra-qual-escolher\">Caixa Platina x Montepio World: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Caixa Platina ou Montepio World, veja qual \u00e9 indicado para voc\u00ea. Fonte: Senhor Finan\u00e7as.\"  id=\"42454\" src=\"https:\/\/ucarecdn.com\/1d37d86b-8aa6-4d62-8309-3e8bf33d471f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Caixa Platina ou Montepio World, veja qual \u00e9 indicado para voc\u00ea. Fonte: Senhor Finan\u00e7as.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cada vez mais, temos \u00e0 nossa disposi\u00e7\u00e3o cart\u00f5es de cr\u00e9dito <em>de primera calidad<\/em>, com mais vantagens e benef\u00edcios aos clientes. Por conta disso, queremos te apresentar hoje dois cart\u00f5es diferentes para voc\u00ea escolher o melhor: Cart\u00e3o Caixa Platina ou cart\u00e3o Montepio World.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em suma, os cart\u00f5es t\u00eam como principal diferen\u00e7a as bandeiras associadas e os bancos, \u00e9 claro. Enquanto que o cart\u00e3o da Caixa Geral de Dep\u00f3sitos (CGD) conta com a bandeira Visa Platina com todos os benef\u00edcios associados, o Montepio tem bandeira Mastercard Black.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, eles se diferenciam no valor da comiss\u00e3o de disponibiliza\u00e7\u00e3o e caracter\u00edsticas principais. Por isso, confira o comparativo r\u00e1pido entre os dois cart\u00f5es na tabela abaixo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em seguida, veja no restante do texto todos os detalhes sobre estes cart\u00f5es e como voc\u00ea pode escolher o seu preferido!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1OJxXX\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorfinancas.com\/es\/como-solicitar-o-cartao-caixa-platina\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Caixa Platinum\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/f6acbc67-a735-4b8c-988d-8b5bc68b51d4\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorfinancas.com\/es\/como-solicitar-o-cartao-caixa-platina\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Caixa Platinum\">\n            C\u00f3mo solicitar la tarjeta Caixa Platinum        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cart\u00e3o Caixa Platina \u00e9 ideal para quem gosta de viajar, j\u00e1 que ele oferece muitos benef\u00edcios para isso e conta ainda com a bandeira Visa Platina. Veja como aderir.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorfinancas.com\/es\/como-solicitar-o-cartao-caixa-platina\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorfinancas.com\/es\/como-solicitar-o-cartao-caixa-platina\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/f6acbc67-a735-4b8c-988d-8b5bc68b51d4\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar la tarjeta Caixa Platinum              <\/p>\n              <a href=\"https:\/\/senhorfinancas.com\/es\/como-solicitar-o-cartao-caixa-platina\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-17oPSA\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorfinancas.com\/es\/como-solicitar-o-cartao-montepio-world\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Montepio World\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/bb209a2c-a22e-4bf9-916f-0c7db50512d5\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorfinancas.com\/es\/como-solicitar-o-cartao-montepio-world\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Montepio World\">\n            C\u00f3mo solicitar la tarjeta Montepio World        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            O cart\u00e3o Montepio World \u00e9 um cart\u00e3o premium com bandeira Mastercard Black, ideal para quem gosta de viajar e quer mais tranquilidade para isso. Confira como pedir.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorfinancas.com\/es\/como-solicitar-o-cartao-montepio-world\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorfinancas.com\/es\/como-solicitar-o-cartao-montepio-world\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/bb209a2c-a22e-4bf9-916f-0c7db50512d5\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar la tarjeta Montepio World              <\/p>\n              <a href=\"https:\/\/senhorfinancas.com\/es\/como-solicitar-o-cartao-montepio-world\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Tarjeta<\/strong><\/td><td><strong>Caixa Platina<\/strong><\/td><td><strong>Montepio World<\/strong><\/td><\/tr><tr><td><strong>Renta M\u00ednima<\/strong><\/td><td>no informado<\/td><td>no informado<\/td><\/tr><tr><td><strong>Anualidad<\/strong><\/td><td>90\u20ac<\/td><td>102\u20ac<\/td><\/tr><tr><td><strong>Bandera<\/strong><\/td><td>Visa<\/td><td>tarjeta MasterCard<\/td><\/tr><tr><td><strong>Techo<\/strong><\/td><td>Internacional<\/td><td>Internacional<\/td><\/tr><tr><td><strong>Beneficios<\/strong><\/td><td>Concierge &amp; Life Style Management<\/td><td>Mastercard Airport Experiences Provided by LoungeKey<\/td><\/tr><\/tbody><\/table><figcaption>Veja as principais caracter\u00edsticas de cada cart\u00e3o e compare<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-caixa-platina\">Cart\u00e3o Caixa Platina<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Caixa Platina. Fonte: Senhor Finan\u00e7as.\"  id=\"42455\" src=\"https:\/\/ucarecdn.com\/a361b647-f5b9-4690-a22b-328e377ba929\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Caixa Platina. Fonte: Senhor Finan\u00e7as.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para come\u00e7ar a conversa sobre os cart\u00f5es <em>de primera calidad<\/em> Montepio World e Caixa Platina, vamos explicar como estes funcionam e suas principais caracter\u00edsticas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, o cart\u00e3o da CGD \u00e9 um produto diferenciado para clientes exclusivos. Ele est\u00e1 dispon\u00edvel para quem \u00e9 cliente do banco e busca um cart\u00e3o de cr\u00e9dito Visa, com todos os benef\u00edcios Platina, principal linha de cart\u00f5es da rede.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Desse modo, ao aderir a este cart\u00e3o, voc\u00ea conta com benef\u00edcios platina como assist\u00eancia em viagens, emerg\u00eancias m\u00e9dicas, garantia estendida, prote\u00e7\u00e3o de pre\u00e7o e de compra, entre outros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, conta com um cr\u00e9dito com TAEG (Taxa Anual Efetiva Global) de 15,6% para um cr\u00e9dito de 5.000\u20ac com TAN (Taxa Anual Nominal) a 10,1% e prazo de reembolso em at\u00e9 12 meses.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o conta com a facilidade do cash advance tanto em ATM da Caixa como na rede Multibanco e voc\u00ea pode solicit\u00e1-lo online se j\u00e1 for cliente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outras caracter\u00edsticas importantes que fazem o cart\u00e3o Caixa Platina ter destaque s\u00e3o o pacote de seguros completo e o servi\u00e7o de Concierge &amp; Life Style Management 24h. Com este servi\u00e7o os clientes do cart\u00e3o conseguem reservar restaurantes, espet\u00e1culos, viagens e baby-sitting, por exemplo, a qualquer hora do dia ou da noite.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para tudo isso, a Caixa cobra comiss\u00e3o de disponibiliza\u00e7\u00e3o de 90\u20ac.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-montepio-world\">Tarjeta Mundo Montepio<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Montepio World. Fonte: Senhor Finan\u00e7as.\"  id=\"42456\" src=\"https:\/\/ucarecdn.com\/bd410a61-9804-4b86-98ea-099989a985fb\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Montepio World. Fonte: Senhor Finan\u00e7as.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enquanto que o cart\u00e3o Caixa Platina tem o servi\u00e7o de concierge como principal caracter\u00edstica, o Montepio World se destaca pelo servi\u00e7o de \u00e1reas VIPs em aeroportos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim sendo, o cart\u00e3o do Montepio conta com as vantagens da bandeira Mastercard Black e todos os benef\u00edcios que lhe acompanham.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por exemplo, o Mastercard Airport Experiences Provided by LoungeKey, os seguros associados que protegem seu notebook, tablet ou smartphone, o seguro bilheteria e assist\u00eancia completa em viagens.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o cart\u00e3o conta com TAEG de 15,6% e TAN de 11% para um limite de cr\u00e9dito de 8.000\u20ac a 12 meses. Ou seja, voc\u00ea tem acesso a um limite de cr\u00e9dito ampliado, tanto em rela\u00e7\u00e3o a outros cart\u00f5es do Montepio quanto ao pr\u00f3prio Caixa Platina que estamos tratando por aqui tamb\u00e9m.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, para garantir a manuten\u00e7\u00e3o dos servi\u00e7os deste cart\u00e3o, o Banco Montepio cobra uma mensalidade de 8,50\u20ac. Ou seja, anuidade de 102\u20ac.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, lembramos que o cart\u00e3o World, assim como o Caixa Platina, possuem cobertura internacional e voc\u00ea pode us\u00e1-los tanto em Portugal quanto no estrangeiro. Por fim, lembre-se de que a rede Multibanco aceita levantamentos e pagamentos para o Montepio World sem problemas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-caixa-platina\">Quais as vantagens do cart\u00e3o Caixa Platina?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, agora que entendemos como os cart\u00f5es Caixa Platina e Montepio World funcionam, passemos a destacar suas vantagens.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Novamente, primeiro, trataremos do cart\u00e3o da CGD que, dentre outros benef\u00edcios, se destaca por:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>oferecer o servi\u00e7o Concierge &amp; Life Style Management em que voc\u00ea pode reservar restaurantes, jantares exclusivos, espet\u00e1culos, concierge, hot\u00e9is e diversos outros servi\u00e7os 24h por dia em qualquer momento;<\/li><li>pagamento fracionado para que consiga parcelar compras maiores em at\u00e9 48x;<\/li><li>descontos em v\u00e1rios parceiros CGD;<\/li><li>seguros associados como, por exemplo, contra gastos abusivos e assist\u00eancia em viagens. Assim sendo, ser\u00e1 um bom aliado em viagens ao estrangeiro;<\/li><li>at\u00e9 50 dias sem juros para pagar compras e levantamentos a cr\u00e9dito;<\/li><li>arredondamento de compras no qual voc\u00ea escolhe arredondar todas suas compras para que a diferen\u00e7a seja transferida de forma autom\u00e1tica para sua poupan\u00e7a;<\/li><li>bandeira Visa Platina com benef\u00edcios associados.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-montepio-world\">Quais as vantagens do cart\u00e3o Montepio World?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o Montepio World, por sua vez, oferece os benef\u00edcios convencionais de todos os cart\u00f5es do banco como cash advance, parcelamento de compras, gest\u00e3o financeira pelo app M24, tecnologia contactless, 3D Secure e MB Way.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas, se destaca mesmo pela qualidade de ter uma bandeira <em>de primera calidad<\/em>. Isto \u00e9, ter mais benef\u00edcios associados \u00e0 bandeira Mastercard Black.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dentre estas val\u00eancias, podemos citar, por exemplo, o servi\u00e7o Mastercard Airport Experiences Provided by LoungeKey que permite entrada em salas VIPs de Aeroportos no espa\u00e7o LoungeKey.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o cliente pode associar outros benef\u00edcios, como espa\u00e7o para descanso, ofertas gastron\u00f4micas, desconto em compras e espa\u00e7o para relaxar em SPA.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o banco oferece tr\u00eas modalidades para pagar a fatura, confira abaixo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>Total de 100% sem juros em at\u00e9 50 dias depois da compra;<\/li><li>Mensal com montante entre 5% e 95% da fatura com juros (TAN de 11%);<\/li><li>Quantia fixa mensal desde que n\u00e3o seja inferior a 15% do limite da fatura.<\/li><\/ol>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-caixa-platina\">Quais as desvantagens do cart\u00e3o Caixa Platina?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agora, \u00e9 hora de falar da parte ruim dos cart\u00f5es Caixa Platina e Montepio World. Afinal, apesar de serem servi\u00e7os agregadores, ainda assim possuem pontos contras que precisamos levar em considera\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em rela\u00e7\u00e3o ao cart\u00e3o Caixa Platina, podemos destacar que a anuidade de 90\u20ac pode encarecer seu or\u00e7amento. Portanto, trata-se de um cart\u00e3o para quem realmente vai aproveitar os benef\u00edcios associados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, sentimos falta de um programa de benef\u00edcios do pr\u00f3prio banco ou de cashback, por exemplo. Isso porque esse tipo de servi\u00e7o est\u00e1 cada vez mais popular e pode deixar os cart\u00f5es de cr\u00e9dito mais atrativos.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-montepio-world\">Quais as desvantagens do cart\u00e3o Montepio World?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim como o cart\u00e3o Caixa Platina, o Montepio World tamb\u00e9m tem uma anuidade elevada, de 102\u20ac e n\u00e3o possui nenhum programa de recompensas associado (exceto o programa da pr\u00f3pria bandeira).<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso se deve, principalmente, ao fato desses cart\u00f5es se destinarem a um p\u00fablico mais exclusivo que tem condi\u00e7\u00f5es de aproveitar as vantagens. Por exemplo, se destina para quem viaja bastante e precisa de um pl\u00e1stico eficiente com benef\u00edcios enquanto est\u00e1 fora de casa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas, diante disso, entendemos que a principal desvantagem do Montepio World est\u00e1 no fato de n\u00e3o ter como isentar a anuidade. Essa vantagem est\u00e1 dispon\u00edvel em outros cart\u00f5es do banco, por\u00e9m, para o World, n\u00e3o se aplica.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-caixa-platina-ou-cart%C3%A3o-montepio-world-qual-escolher\">Cart\u00e3o Caixa Platina ou Cart\u00e3o Montepio World: qual escolher?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Escolha o cart\u00e3o que tem o seu perfil. Fonte: Unsplash.\"  id=\"42457\" src=\"https:\/\/ucarecdn.com\/10a69da4-f0d4-4d1f-84b6-7520415556de\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Escolha o cart\u00e3o que tem o seu perfil. Fonte: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para concluir, precisamos decidir qual cart\u00e3o escolher: Caixa Platina ou Montepio World. Para que voc\u00ea tome a decis\u00e3o correta considere os questionamentos abaixo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Qual bandeira prefere Visa (Caixa) ou Mastercard (Montepio)?<\/li><li>Qual benef\u00edcio associado lhe parece melhor: concierge ou LoungeKey?<\/li><li>Em qual banco voc\u00ea j\u00e1 tem conta \u00e0 ordem ou quer abrir uma?<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Logo que responder a estas quest\u00f5es, voc\u00ea ter\u00e1 a resposta correta em m\u00e3os. Afinal, o que parece mais atrativo para mim pode n\u00e3o lhe parecer interessante. Por isso, \u00e9 importante escolher de acordo com as suas prefer\u00eancias.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, se nenhum desses cart\u00f5es contemplam o que voc\u00ea precisa, que tal conhecer a lista com os melhores cart\u00f5es sem anuidade de Portugal?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para isso \u00e9 muito f\u00e1cil, afinal, j\u00e1 fizemos essa sele\u00e7\u00e3o e queremos que voc\u00ea conhe\u00e7a. confira no post recomendado em seguida tudo o que precisa saber.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-KJNeu\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorfinancas.com\/es\/cartoes-sem-anuidade-em-portugal\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"6 tarjetas sin cuota anual en Portugal\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/0c70fc9d-1648-49ff-a18f-47a893773fa1\/\" alt=\"cart\u00f5es sem anuidade em portugal\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorfinancas.com\/es\/cartoes-sem-anuidade-em-portugal\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"6 tarjetas sin cuota anual en Portugal\">\n            6 tarjetas sin cuota anual en Portugal        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Est\u00e1 precisando de um cart\u00e3o portugu\u00eas novo e n\u00e3o quer mais pagar pela anuidade? Ent\u00e3o, confira agora os melhores cart\u00f5es de cr\u00e9dito sem anuidade em Portugal.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorfinancas.com\/es\/cartoes-sem-anuidade-em-portugal\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Ent\u00e3o, conhe\u00e7a o cart\u00e3o Caixa Platina com bandeira Visa e o cart\u00e3o Montepio World, da Mastercard e escolha seu preferido. 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